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The VanguardEpique Realty

Buy with your VA benefit

Build the right lender and agent team

VA is not your lender, and lenders differ.

5 minute read

Choose a lender

  • You get the loan from a private lender, not from VA.
  • Lenders offer different rates and fees, so compare. Ask what any fee is for; some lender fees are negotiable.

Source: Buying a home with a VA-backed loan; VA funding fee and loan closing costs

Choose an agent

  • Read every agreement before signing with an agent. Understand the charges, fees, commissions, and your rights and obligations.
  • Your lender handles the loan; your agent guides the search and the offer. Keep questions in the right lane.

Source: Buying a home with a VA-backed loan

Sources

Official material this lesson draws on. Vanguard's explanation is educational; current official requirements govern.